Workers’ compensation is a critical system for workers who have been injured or have become ill due to their jobs.
It provides them with medical care, compensation for lost wages, and other benefits. All employers with at least one employee in Colorado must have workers’ compensation insurance.
In Colorado, obtaining these benefits involves specific steps that must be followed closely. Here’s a guide on how to file for workers’ compensation in the Centennial State.
- Notify Your Employer:
If you have been injured at work, the first step is to notify your employer immediately. In Colorado, you typically have up to four days to inform your employer about your injury in writing. Failure to report in this time frame might result in reduced benefits.
- Seek Medical Treatment:
Prioritize your health by seeking medical attention right away. Be sure to inform the healthcare provider that your injury is work-related. Your employer may have a designated provider, so it’s wise to ask before seeing a doctor.
- Employer’s Responsibility:
Upon receiving your written notice, your employer has ten days to file an “Employer’s First Report of Injury” with their insurance company. After filing they should provide you with a copy of this report.
- Claim Adjustment:
After the employer informs their insurance carrier about your injury, an insurance adjuster will investigate the claim. This may involve reviewing medical records, analyzing your work history, or even visiting the incident site.
- Receive a Written Notice:
The insurance company will then send you a written notice, indicating whether your claim has been accepted or denied. If accepted, you will start receiving benefits. If denied, the notice will provide a reason.
- Appeal if Necessary:
Should your claim be denied, or if you disagree with the benefit amount, you have the right to appeal. This requires you to apply for a hearing with the Colorado Division of Workers’ Compensation.
- Consult an Attorney:
Navigating workers’ compensation law can be complex, especially when disputes arise. It’s often beneficial to consult with an experienced Denver Workers’ Compensation lawyer to ensure your rights are protected and you receive the benefits you deserve.
Your Next Step for Fair Compensation in Colorado
Navigating the intricacies of Workers’ Compensation law in Colorado can be daunting.
Securing the right legal guidance is essential whether you’re just starting the filing process or facing a denied claim.
Don’t navigate this challenging terrain alone; a Denver Workers’ Compensation lawyer from Baker Law Group can provide the expertise and advocacy you need.
Let our team of experienced Denver Workers’ Compensation lawyers ensure you get the justice and compensation you’re entitled to. Reach out today, and let us fight for you.